Mortgage Underwriter

Maidstone, Kent
Team Jobs – Commercial

Mortgage Underwriter – Salary circa 40,000pa plus (negotiable, depending on experience)

Are you hungry to progress your career within Mortgage Underwriting?

Do you want to work for a collaborative, dynamic company which recognises & rewards hard work?

Are you looking for a role which offers fantastic staff benefits, such as half price membership to David Lloyd Health Club, regular pay reviews, supported training, fun social events & more?!

We are looking for candidates who have at least 1 year’s Mortgage Underwriting experience, ideally within Buy-to-Let, Specialist Lending, Bridging, Residential / Commercial Mortgages to join a leading Mortgage specialist located in Maidstone, Kent.

Reporting directly into the Head of Underwriting you will be joining a driven, committed team with exciting opportunities for continued, rapid career progression, on-going training & support.

In this role you will use your underwriting experience to ensure all applications in your mandate are assessed accurately & in line with lending compliance and procedures, ensuring full compliance, minimising risk & managing your own pipeline efficiently to provide the right outcome for each application. The right candidate will be able to grow & progress quickly if they want to, & it’s an ideal opportunity to join a company which has experienced recent rapid growth & is continuing to grow!

This is a full-time, office-based position, with 4 days working in the office (within a team of 15) and 1 day working from home (after the probationary period).

Role Responsibilities:

• Underwrite Mortgage Applications to high standards, ensuring Lending Criteria is adhered to.
• Monitor CAIS/Credit data for all individual/company Applications.
• Assess Portfolio Landlords ensuring compliant with current regulations and guidelines.
• Effectively, and proactively, manage your own pipeline.
• Take ownership of at times more complicated cases and queries.
• Plan and prioritise allocated workloads against agreed service standards.
• Assess Applications within a prescribed Mandate level and presenting Applications to higher Mandate holders/Credit Committee when applicable.
• Build and maintain effective relationships with colleagues across the business.

Ideally you will bring with you:

• A minimum of 1 years underwriting experience within Specialist Lending, Buy-to-Let, Residential etc
• A strong understanding of the Mortgage process, & a strong knowledge of the Mortgage market.
• A proactive attitude in assessing applications and communicating with clients and also internally within the business, seeking to exceed customer expectations.
• The ability to support colleagues with a positive approach, seeking the best outcome.
• Strong analytical skills and logical approach to problem solving, with high attention to detail.
• Strong teamwork, communication, and collaborative skills.

Company Benefits include:

• Industry leading AXA backed Private Health Care (with no excess)
• Generous Pension contributions of 4%
• 25 days holiday, plus bank holidays
• Death in service
• Social events (should you wish to be sociable)
• Dress down Fridays once a month
• Half price membership to David Lloyd Health Club
• Supported Training and development
• Free Parking
• Black Tie Christmas party and Summer Team building events
• Yearly salary review
• Generous bonus scheme

For more information or a friendly, confidential chat about this role, please contact either Carla or Jaime at TeamJobs. Alternatively, apply today to be considered for this great opportunity!

TeamJobs is acting as an employment agency for this Permanent vacancy.